James Carbhoy leaned back smiling, his half-humorous eyes squarely challenging his son, who was lounging in a luxurious morocco chair at the other side of the desk.

As the moments passed without producing any reply, he reached towards the cabinet at his elbow and helped himself to a large cigar. Without any scruple he tore the end off it with his strong teeth and struck a match.

"Well?"

Gordon Carbhoy cleared his throat and looked serious. In spite of his father's easy, smiling manner he knew that a crisis in his affairs had been reached. He understood the iron will lying behind the pleasant steel-gray eyes of his parent. It was a will that flinched at nothing, a will that had carved for its owner a great fortune in America's most strenuous financial arena, the railroad world. He also knew the only way in which to meet his father's challenge with any hope of success. Above everything else the millionaire demanded courage and manhood – manhood as he understood it – from those whom he regarded well.

"I'm waiting."

Gordon stirred. The millionaire carefully lit his cigar.

"Put that way it – sounds rotten, Dad, doesn't it?" Gordon's mobile lips twisted humorously, and he also reached towards the cigar cabinet.

But the older man intercepted him. He held out a box of lesser cigars.

"Try one of these, Gordon. One of the others would add two dollars to your bill. These are half the price."

The two men smiled into each other's eyes. A great devotion lay between them. But their regard was not likely to interfere with the business in hand.

Gordon helped himself. Then he rose from his chair. He moved across the handsome room, towering enormously. His six feet three inches were well matched by a great pair of athletic shoulders. His handsome face bore no traces of the fast living implied by the enormous total of his debts. The wholesome tan of outdoor sports left him a fine specimen of the more brilliant youth of America. Then, too, in his humorous blue eyes lay an extra dash of recklessness, which was probably due to his superlative physical advantages. He came back to his chair and propped his vast body on the back of it. His father was watching him affectionately.

"Dad," he exclaimed, "I'm – sorry."

The other shook his head.

"Don't say that. It's not true. I'd hate it to be true – anyway."

Gordon's face lit.

"You're – going to pay it?"

"Sure. I'm not going to have our name stink in our home city. Sure I'm going to pay it. But – "

"But – what?"

"So are you."

The faint ticking of the bracket clock on the wall suddenly became like the blows of a hammer.

"I – I don't think I – "

Young Gordon broke off. His merry eyes had suddenly become troubled. The crisis was becoming acute.

For some moments the millionaire smoked on luxuriously. Then he removed his cigar and cleared his throat.

"I'm not going to shout. That's not my way," he said in his easy, deliberate fashion. "Guess folks have got to be young, and the younger they're young – why, the better. I was young, and – got over it. You're going to get over it. I figure to help you that way. This is not the first bill you've handed me, but – but it's going to be the last. Guess your baby clothes can be packed right up. Maybe they'll be all the better for it when you hand 'em on to – your kiddie."

The trouble had passed out of the younger man's eyes. They were filled with the humor inspired by his father's manner of dealing with the affair in hand.

"That's all right," he said. "I seem to get that clear enough."

"I'm glad." The millionaire twisted the cigar into the corner of his mouth. "We can pass right on to – other things. You've been one of my secretaries for three years, and it don't seem to me the work's worried you a lot. Still, I put you in early thinking you'd get interested in the source of the dollars you were handing out in bunches. Maybe it wasn't the best way of doing it. Still, I had to try it. You see, it's a great organization I control – though you may not know it. I control more millions than you could count on your fingers and toes, and they've cost me some mental sweat gathering 'em together. Some day you've got to sit in this chair and talk over this 'phone, and when you do you'll be – a man. You see, I don't fancy my pile being invested in cut flowers and automobiles for lady friends. I don't seem to have heard that thousand-dollar parties to boys who can't smoke a five-cent cigar right, and girls who're just out for a good time anyway, are liable to bring you interest on the capital invested, except in the way of contempt. And five-thousand dollar apartments are calculated to rival the luxury of Rome before its fall. Big play at 'draw' and 'auction' are two diseases not provided for amongst the cures in patent med'cine advertisements, and as for the older vintages in wines, they're only permissible in folks who've quit worrying to scratch dollars together. None of these things seem to me good business, and in a man at the outset of his career some of 'em are – immoral. You've had your preliminary run, and I'll admit you've shown a fine turn of speed. But it smacks too much of the race-track, and seems to me quite unsuited to the hard highroad of big finance you're destined to travel.

"Just one moment," he went on, as, with flushing cheeks and half-angry eyes, his son was about to break in. "You haven't got the point of this talk yet. This bill you've handed me don't figure as largely in it as you might guess. I've thought about things these months. I don't blame you a thing. I'm not kicking. The fact you've got to grab and get your hind teeth into is that there comes a time when two can't spend one fortune with any degree of amicability. It's a sort of proposition like two dogs and a bone. Now from a canine point of view that bone certainly belongs to one of those dogs. No two dogs ever stole a bone together. Consequently, the situation ends in a scrap, and it isn't always a cert. that the right thief gets the bone. How it would work out between us I'm not prepared to guess, but, as 'scrap' don't belong to the vocabulary between us, we'll handle the matter in another way. Seeing the fortune – at present – belongs to me, I'll do the spending in – my own way. My way is mighty simple, too, as far as you're concerned. I'm going to stake you all you need, so you can get out and find a bone you can worry on your own. That's how you're going to pay this bill. You're going to get busy quitting play. We are, and always have been, and always will be, just two great big friends, and I'd like you to remember that when I say that the life you're living is all right for a boy, but in a man it leads to dirty ditches that aren't easy climbing out of, and – you can't do clean work with dirty hands. When you've shown me you're capable of collecting a bone for your own worrying – why, you can come right back here, and I'll be pleased and proud to hand over the reins of this organization, and I'll be mighty content to sit around in one of the back seats and get busy with the applause. Now you talk."

Gordon began without a moment's hesitation. Something of his heat had passed, but it still remained near the surface.

"Quite time I did," he cried almost sharply. "Look here, father, I don't think you meant all you said the way your talk conveyed it. To me the most important of your talk is the implied immorality of my mode of life. Then the inconsistent fashion in which you point my way towards – big finance."

His eyes lit again. They had suddenly become dangerously bright.

"Here, we're not going to quarrel, nor get angry," he went on, gathering heat of manner even in his denial. "We're too great friends for that, and you've always been too good a sportsman to me, but – but I'm not going to sit and listen to you or anybody else accusing me of immorality without kicking with all my strength!"

He brought one great fist down on the desk with a bang that set the ink-wells and other objects dancing perilously.

"I'm not angry with you. I couldn't get angry with you," he proceeded, with a suppressed excitement that added to his father's smile; "but I tell you right here I'll not stand for it from you or anybody. My only crime is spending your money, which you have always encouraged me to do. From my university days to now my whole leisure has been given up to athletics. A man can't live immorally and win the contests I have won. I don't need to name them. Boxing, sculling, running, baseball, swimming. You know that. Any sane man knows that. The money I've spent has been spent in the ordinary course of the life to which you have brought me up. You have always impressed on me the great position you occupy and the necessity for keeping my end up. That's all I have to say about my debts, but I have something to say on the subject of the inconsistency with which you censure immorality in the same breath as you demand my immediate plunge into the mire of big finance."

He paused for a moment. Then, as abruptly as it had arisen, his heat died down, and gave place to the ready humor of his real nature.

"Gee, I want to laugh!" He sprang from his seat and began to pace the floor, talking as he moved. His father watched him with twinkling, affectionate eyes. "Immorality? Psha! Was there ever anything more immoral than modern finance? You imply I have learned nothing of your organization in the three years I've been one of your secretaries. Dad," he warned, "I've learned enough to have a profound contempt for the methods of big corporations in this country, or anywhere else. It's all graft – graft of one sort or another. Do you need me to tell you of it? No, I don't think so. Twenty-five millions wouldn't cover the fortune you've made. I know that well enough. How has it been made? Here, I'll just give you one instance of the machinations of a big corporation. How did you gain control of the Union Grayling and Ukataw Railroad? Psha! What's the use? You know. You hammered it, hammered it to nothing. You got your own people into it, and sat back while they ran it nearly into bankruptcy under your orders. Then you bought. Bought it right up, and – sent it ahead. Immoral? It makes me sweat to think of the people who must have lost fortunes in that scoop. Immoral? Why, I tell you, Dad, any man can make a pile if he sticks to the old saw: 'Don't butt up against the law – just dodge it.' It's only difficult for the fellow who remembers his Sunday-school days. So far, Dad, I've avoided immorality. I'm waiting till I start on big finance to become its victim. That's my talk. Now you do some."

His father nodded. Then he said dryly, "This carpet cost me five hundred dollars, that chair fifty. Try the chair."

Gordon laughed at the imperturbable smile on his father's face, but he flung his great body into the chair.

James Carbhoy deliberately knocked the ash from his cigar. It was many years since he had received such a straight talk from any man. Some of it had stung – stung sharply, but the justice or injustice of it he set aside. His whole mind and heart were upon other matters. He took no umbrage. He swept all personal feeling aside and regarded the boy whom he idolized.

"We've both made some talk," he observed, "but I think the last word's with me. I don't seem to be sure which of us has put up the bluff. Maybe we both have. Anyway, right here and now I'm going to call your hand. I offered you a stake. You say it's easy to make a pile. Can you make a pile?"

Gordon shrugged.

"Why, yes. If I follow your wish and embark on – big finance. And – forget my Sunday school."

The millionaire gathered up the sheaf of loose accounts on the desk and held them up. His smile was grim and challenging.

"One hundred thousand dollars these bills represent. The cashier will hand you a check for that amount. Say, you've shown your ability to spend that amount; can you show your ability to make it?"

For a moment the boy's blue eyes avoided the half-ironical smile of his father's. Then suddenly they returned the steady gaze, and a flush spread swiftly over his handsome face. Something of his father's purpose was dawning upon him. He began to realize that the man who had made those many millions was far too clever for him when it came to debate. He squared his shoulders obstinately and took up the challenge. There was no other course for him. But even as he accepted it his heart sank at the prospect.

"Certainly," he cried. "Certainly – with a stake to start me."

His father nodded.

"Sure. That goes," he said.

Then he laid the papers on the desk, and his whole manner underwent a further change. His eyes seemed to harden with the light of battle. There was an ironical skepticism in them. Even there was a shadow of contempt. For the moment it seemed as if he had forgotten that the man before him was his son, and regarded him merely as some rival financier seeking to beat him in a deal.

"I'll hand you one hundred thousand dollars. That's your stake. This is the way you'll pay those bills. You'll leave this city in twenty-four hours. You can go where you choose, do what you choose. But you must return here in twelve months' time with exactly double that sum. I make no conditions as to how you make the money. That's right up to you. I shall ask no questions, and blame you for no process you adopt, however much I disapprove. Then, to show you how certain I am you can't do it – why, if you make good, there's a half-share partnership in my organization waiting right here for you."

"A half-share partnership?" Gordon repeated incredulously. "You said – a half-share?"

"That's precisely what I said."

All of a sudden the younger man flung back his head and laughed aloud.

"Why, Dad, I stand to win right along the line – anyway," he exclaimed.

The older man's eyes softened.

"Maybe it's just how you look at it."

The change in his father's manner was quite lost upon Gordon. He only saw his enormous advantage in this one-sided bargain.

"Say, Dad, was there ever such a father as I've got?" he cried exuberantly. "Never, never! But you're not going to monopolize all the sportsmanship. I can play the game, too. I don't need one hundred thousand dollars on this game. I don't need twelve months to do it in. I'm not going to cut twelve months out of our lives together. Six is all I need. Six months, and five thousand dollars' stake. That's what I need. Give me that, and I'll be back with one hundred and five thousand dollars in six months' time. I haven't a notion where I'm going or what I'm going to do. All I know is you've put it up to me to make good, and I'm going to. I'll get that money if – if I have to rob a bank."

The boy's recklessness was too much for the gravity of the financier. He sat back and laughed. He flung his half-smoked cigar away, and in a moment father and son had joined in a duel of loud-voiced mirth.

Presently, however, their laughter died out. The millionaire sprang to his feet. His eyes were shining with delight.

"I don't care a darn how you do it, boy," he cried. "As you say, it's up to you. You see, I've got over my Sunday-school days, as you so delicately reminded me. That's by the way. But there's more in this than maybe you get right. You're going to learn that no graft can turn five thousand dollars into one hundred thousand in six months without a mighty fine commercial brain behind it. It's that brain I'm looking for in my son. Now get along and see your mother and sister. You've only got twenty-four hours' grace. Leave these bills to me. You're making a bid for the greatest fortune ever staked in a wager, and things like that don't stand for any delay. Get out, Gordon, boy; get out and – make good."

He held one powerful hand out across the desk, and Gordon promptly seized and wrung it.

"Good-by, Dad, and – God bless you."

CHAPTER II
IN CHASTENED MOOD

Of course, the whole thing was ridiculous. Gordon knew that. No one could know it better. The more he thought about it the more surely he was certain of it. He told himself that he, personally, had behaved like a first-class madman over the whole affair. How on earth was he to make one hundred thousand dollars in six months? It couldn't be done. That was all. It simply couldn't be done. What power of mischief had driven him to charge his highly respectable father with graft? It was a rotten thing to do anyway. And it served him right that it had come back on him by pointing the way to the present impossible situation.

He was perfectly disgusted with himself.

But after a while he began to chuckle. The thing was not without an atmosphere of humor – of a sort. No doubt his friends would have seen a tremendous humor in the idea of his making one hundred thousand dollars under any conditions.

One hundred thousand dollars! What a tremendous sum it sounded viewed from the standpoint of his having to make it. He had never considered it a vast sum before. But now it seemed to grow and grow every time he thought of it. Then he laughed. What stupid things "noughts" were. They meant so much just now, and, in reality, they mean nothing at all.

Oh, dear. The whole thing was a terrible trouble. It was worse. It was a tragedy. But – he mustn't give his friends the laugh on him. That would be the last straw. No. The whole thing should remain a secret between his father and himself. He almost broke into a sweat as he suddenly remembered the Press. What wouldn't the Press do with the story. The son and heir of James Carbhoy, the well-known multi-millionaire, leaving home to show the world how to make one hundred thousand dollars in record time! A stupendous farce. Then the swarm of reporters buzzing about him like a cloud of flies in summer time. The prospect was too depressing. Think of the columns in the Press, especially the cheaper Press. They would haunt him from New York to – Timbuctoo!

It couldn't be done. He felt certain that in such circumstances suicide would be justifiable. Thoughts such as these swept on through his disturbed brain as he sped up Broadway on his way to say good-by to his mother and sister. He had been lucky in finding his father's high-powered automobile standing outside the palatial entrance of the towering Carbhoy Building. Nor had he the least scruple in commandeering it.

His visit to the east side of Central Park was in the nature of a whirlwind. He had no desire to be questioned, and he knew his young sister, Gracie, too well to give her a chance in that direction. Their friends were wont to say that, for one so young – she was only thirteen – she was all wit and intellect. He felt that that was because she was his father's daughter. For himself he was positive she was all precocity and impertinence. And he told himself he was quite unprejudiced.

As for his mother, she was one of those gentle Southern women who declare that no woman has the right to question the doings of the male members of her household, and, in spite of the luxury with which she was surrounded, and which she never failed to feel the burden of – she was originally a small farmer's daughter – still yearned for that homely meal of her youth, "supper" – a collation of coffee, cakes, preserves and cold meats.

Experience warned him that he must give her no inkling of the real facts. She would be too terribly shocked at the revelation.

So, for an hour or more, in the little family circle, in his mother's splendid boudoir, he talked of everything but his own affairs. Nor was it until he was in the act of taking his leave that he warned them both that he was leaving the city for six months. He felt it was a cowardly thing to do, but, having fired his bombshell in their midst, he fled precipitately before its stunning effect had time to pass away.

Off he sped, the automobile urged to a dangerous speed, and it was with a great sense of relief that he finally reached his own apartment on Riverside Drive.

Letting himself in, he found his man, Harding, waiting for him.

"Mrs. Carbhoy has been ringing you up, sir," he said in the level tones of a well-trained servant. "She wants to speak to you, sir – most important."

Gordon hardened his heart.

"Disconnect the 'phone then," he said sharply, and flung himself into a great settle which stood in the domed hall.

"Very good, sir."

The man was moving away.

"If my mother or sister should come here, I'm out. Send word down to the office that there's no one in."

The valet's face was quite expressionless. Gordon Carbhoy had his own way of dealing with his affairs. Harding understood this. He was also devoted to his master.

"Yes, sir."

He vanished out of the hall.

Left alone a great change came over Gordon. The old buoyancy and humor seemed suddenly to fall from him. For once his eyes were perfectly, almost painfully serious. He stared about him, searching the remoteness of his surroundings, his eyes and thoughts dwelling on the luxury of the apartment he had occupied for the last three years. It was a two-floored masterpiece of builder's ingenuity. It was to be his home no longer.

That splendid domed hall had been the scene of many innocent revels. Yes, in spite of the accusation of immorality, his parties had been innocent enough. He had entertained the boys and girls of his acquaintance royally, but – innocently. Well, that was all done with. It was just a memory. The future was his concern.

The future. And that depended on his own exertions. For a moment the seriousness of his mood lifted. Surely his own exertions as a business man was a broken reed to – What about failure? What was to follow – failure? He hadn't thought of it, and his father hadn't spoken of it.

Suddenly the cloud settled again, and a sort of panic swept over him. Did his father intend to – kick him out? It almost looked like it. And yet – Had he intended this stake as his last? What a perfect fool he had been to refuse the hundred thousand dollars. Then, in a moment, his panic passed. He was glad he had done so – anyway.

He selected a cigar from his case and sniffed at it. He remembered his father's. His handsome blue eyes were twinkling. His own cigars cost half a dollar more than his father's, and the fact amused him. He cut the end carefully and lit it. Then he leaned back on the cushions and resigned himself to the reflection that these things, too, must go with the rest. They, too, must become a mere memory.

"Harding!" he called.

The man appeared almost magically.

"Harding, have you ever smoked a – five-cent cigar?" he inquired thoughtfully.

The valet cleared his throat.

"I'm sorry to say, sir, I haven't."

"Sorry?" Gordon's eyes were smiling.

"A mere figure of speech, sir."

"Ah – I see. They must be – painful."

"Very, I should think, sir. But, beg pardon, sir, I believe in some – ahem – low places, they sell two for five cents!"

"Two? I – I wonder if the sanitary authorities know about it."

Gordon smiled into the serious face of his devoted henchman. Then he went on rapidly —

"What baggage do you suggest for a six months' trip?"

"Europe, sir?"

"No."

"South, sir?"

"I – haven't made up my mind."

"General then, sir. That'll need more. There's the three large trunks. The steamer trunk. Four suit cases. Will you need your polo kit, sir, and your – ?"

Gordon shook his head.

"Guess your focus needs adjusting. Now, suppose you were getting a man ready for a six months' trip – a man who smoked those two-for-five cigars. What would you give him?"

Harding's eyelids flickered. He sighed.

"It would be difficult, sir. I shouldn't give him clean under-garments, sir. I should suggest the oldest suit I could find. You see, sir, it would be waste to give him a good suit. The axles of those box cars are so greasy. I'm not sure about a toothbrush."

"Your focus is adjusting itself."

"Yes, sir, thank you, sir."

"And the five-cent-cigar man?"

Harding's verdict came promptly.

"A hand bag with one good suit and ablutionary utensils, sir. Also strong, warm under-garments, and a thick overcoat. One spare pair of boots. You see, sir, he could carry that himself."

"Good," cried Gordon delightedly. "You prepare for that five-cent-cigar man. Now I want some food. Better ring down to the restaurant."

"Yes, sir. An oyster cocktail? Squab on toast, or a little pheasant? What about sweets, sir, and what wine will you take?"

"Great gods no, man! Nothing like that. Think of your five-cent-cigar man. What would he have? Why, sandwiches. You know, nice thick ones, mostly bread. No. Wait a bit. I know. A club sandwich. Two club sandwiches, and a bottle of domestic lager. Two things I hate – eternally. We must equip ourselves, Harding. We must mortify the flesh. We must readjust our focus, and outrage all our more delicate susceptibilities. We must reduce ourselves to the requirements of the five-cent-cigar man, and turn a happy, smiling world into a dark and drear struggle for existence. See to it, good Harding, see to it."

The man withdrew, puzzled. Used as he was to Gordon's vagaries, the thought of his master dining off two hideous club sandwiches and a bottle of domestic lager made his staunch stomach positively turn.

His perfect training, however, permitted of no verbal protest. And he waited on the diner with as much care for punctilio as though a formal banquet were in progress. Then came another violent shock to his feelings. Gordon leaned back in his chair with a sigh of amused contentment.

"Do you think you could get me a – five-cent cigar, Harding?" he demanded. "Say, I enjoyed that food. That unique combination of chicken, hot bacon and – and something pickly – why, it's great. And as for domestic lager – it's got wine beaten a mile. Guess I'm mighty anxious to explore a – five-cent cigar."

Harding cleared his throat.

"I'll do my best, sir. It may be difficult, but I'll do my best. I'll consult the clerk downstairs. He smokes very bad cigars, sir."

"Good. You get busy. I'll be around in my den."

"Yes, sir," Harding hesitated. Then with an unusual diffidence, "Coffee, sir? A little of the '48 brandy, sir?"

Gordon stared.

"Can I believe my ears? Spoil a dinner like that with – '48 brandy? I'm astonished, Harding. That focus, man; that five-cent-cigar focus!"

Gordon hurried off into his den with a laugh. Harding gazed after him with puzzled, respectful eyes.

Once in the privacy of his den, half office, half library, and wholly a room of comfort, Gordon forgot his laugh. His mind was quite made up, and he knew that a long evening's work lay before him.

He picked up the receiver of his private 'phone to his father's office and sat down at the desk.

"Hello! Hello! Ah! That you, Harker? Splendid. Guess I'm glad I caught you. Working late, eh? Sure. It's the way in er – big finance. Yes. Got to lie awake at nights to do the other feller. Say. No. Oh, no, that's not what I rang you up for. It's about – finance. Ha, ha! It's a check for me. Did the governor leave me one? Good. Five thousand dollars, isn't it? Well, say, don't place it to my credit. Get cash for it to-morrow, and send it along to – Let me see. Yes, I know. You send along a bright clerk with it. He can meet me at the Pennsylvania Depot to-morrow, at noon – sharp. Yes. In the waiting-room. Get that? Good. So long."

"That's that," he muttered, as he replaced the receiver. "Now for Charlie Spiers."

He turned to the ordinary 'phone, picked up the receiver, gave the operator the number, and waited.

"Hello! Hello, hello, hello! That you, Charlie? Bully. I wasn't sure getting you. Guess my luck's right in. How are you? Goo – No, better not come around to-night. Fact is, I'm up to my back teeth packing and things. I've got to be away awhile. Business – important." He laughed. "Don't get funny. It's not play. No. Eh? What's that? A lady? Quit it. If there's a thing I can't stand just about now it's a suggestion of immorality. I mean that. The word 'immoral' 's about enough to set me chasing Broadway barking and foaming at the mouth. I said I'm going away on business, and it's so important that not even my mother knows where I'm going. Yes. Ah, I'm glad you feel that way. It's serious. Now, listen to me; it's up to you to do me a kindness. I'm going to write the mater now and again. But I can't mail direct, or she'll know where I am, see? Well, I can send her mail under cover to you, and you can mail it on to her. Get me? Now, that way, you'll know just where I am. That's so. Well, you've got to swear right along over the wire you won't tell a soul. Not the governor, or the mater, or Gracie, or – or anybody. No, I don't need you to cuss like a railroader about it. Just swear properly. That's it. That's fine. On your soul and honor. Fine. I'm glad you added the 'honor' racket, it makes things plumb sure. Oh, yes, your soul's all right in its way. But – Good-by, boy. I'll see you six months from to-day. No. Too busy. So long."

Gordon hung up the receiver and turned back to his desk with a sigh. He opened a drawer and took out his check-book, and gave himself up to a few minutes of figures. There was not a great deal of money to his credit at the bank, but it was sufficient for his purposes. He wrote and signed three checks. Then he tore the remaining blanks up and flung them into the waste-basket.

After that he turned his attention to a systematic examination of his papers. It was a long, and not uninteresting process, but one that took a vast amount of patience. He tore up letter after letter, photographs, bills, every sort of document which a bachelor seems always to accumulate when troubled by the disease of youth.

In the midst of his labors he came across his father's private code for cable and telegraph. It brought back to him the memory of his position as one of his father's secretaries. He smiled as he glanced through it. It must be sent back to the office. He would hand it to the clerk who brought him his money in the morning. So he placed it carefully in the inside pocket of his coat and continued his labors.