Mr. Henry Walter Grey sat in his dining-room sipping claret on the evening of Monday, the 27th August, 1866. His house was in the suburbs of the city of Daneford.

Mr. Grey was a man of about forty-five years of age, looking no more than thirty-eight. He was tall, broad, without the least tendency to corpulency, and yet pleasantly rounded and full. There was no angularity or harshness in his face or figure. The figure was active looking and powerful, the face open, joyous, and benignant. The hair had begun to thin at his forehead; this gave his face a soothing expression of contented calm.

His forehead was broad and white; his eyes were constant, candid, and kindly; his nose was large, with quickly-mobile sensitive nostrils; and his mouth well formed and full, having a sly uptwist at one corner, indicating strong sympathy with humour. He wore neither beard nor moustache.

His complexion was bright without being florid, fair without being white. His skin was smooth as a young girl's cheek. He stood six feet without his boots. He was this evening in the deepest mourning for his wife, whom he had lost on Friday, the 17th of that month, August.

Although he occupied one of the most important positions in Daneford, no person who knew him, or had heard of him from a Danefordian, ever called him either Henry or Walter. He was universally known as Wat Grey. Daneford believed him to be enormously rich. He was the owner of the Daneford Bank, an institution which did a large business and held its head high.

Indeed, in Daneford it was almost unnecessary to add the banker's surname to his Christian name; and if anyone said, "Wat did so-and-so," and you asked, "Wat who?" the purveyor of the news would know you for an alien or a nobody in the city.

The young men worshipped him as one of themselves, who, despite his gaiety and lightheartedness, had prospered in the world, and kept his youth and made his money, and was one of themselves still, and would continue to be one of them as long as he lived.

Elder men liked him for the solid prudence which guided all his business transactions, and which, while it enabled him to be with the young, allowed him to exercise over his juniors in years the influence of an equal combined with the authority of experience. Lads of twenty never thought of him as a fogey, and men of thirty looked upon him as a younger man, who had learned the folly of vicious vanities very much sooner than others; and consequently they confided in him, and submitted themselves to him with docility. Young men assembled at his house, but there were no orgies; elder men came, and went away cheered and diverted, and no whit the less rich or wise because discussions of important matters had been enlivened with interludes of gayer discourse.

Wat Grey was one of the most active men in Daneford. He was Chairman of the Chamber of Commerce, of the Commercial Club, and of the Harbour Board.

He was Vice-chairman of the Daneford Boat Club, and Treasurer of the Poor's Christmas Coal Fund.

If he was rich, he was liberal. He subscribed splendidly to all the local charities, but never as a public man or as owner of the Daneford Bank. What he thought it wise to give he always sent from "Wat," as though he prized more highly the distinction of familiarity his town had conferred upon him than any conventional array of Christian and surnames, or any title of cold courtesy or routine right. It was not often he dropped from his cheerful level of high-spirited and rich animal enjoyment into sentimentalism, but on one occasion he said to young Feltoe: "I'd rather be 'Wat' to my friends than Sir Thingumbob Giggamarigs to all the rest of the world."

There was nothing Daneford could have refused him. He had been mayor, and could be Liberal member of Parliament for the ancient and small constituency any time he chose when the Liberal seat was vacant. Daneford was one of those constituencies which give one hand to one side and the other hand to the other, and have no hand free for action. Walter Grey had always declined the seat; he would say:

"I'm too young yet, far too young. As I grow older, I shall grow wiser and more corrupt. Then you can put me in, and I shall have great pleasure in ratting for a baronetcy. Ha, ha, ha!"

Of late, however, it had been rumoured the chance of getting the rich banker to consent to take the seat (this was the way everyone put it) had increased, and that he might be induced to stand at the next vacancy. Then all who knew of his personal qualities, his immense knowledge of finance, and his large fortune, said that if he chose he might be Chancellor of the Exchequer in time; and after his retirement from business, and purchase of an estate, the refusal of a peerage was certain to come his way.

As he sat sipping his claret that Monday evening of the 27th of August, 1866, his face was as placid as a secret well. Whether he was thinking of his dead wife and sorrowing for her, or revolving the ordinary matters of his banking business, or devising some scheme for the reduction of taxation in the city, or dallying mentally with the sirens who sought to ensnare him in parliamentary honours, could no more be gathered from his face than from the dull heavy clouds that hung low over the sultry land abroad.

It was not often he had to smoke his after-dinner cigar and sip his after-dinner claret alone; men were always glad to dine with him, and he was always glad to have them; but the newness of his black clothes and of the bands on his hats in the hall accounted for the absence of guests. He was not dressed for dinner. One of the things which had made his table so free and jovial was that a man might sit down to it in a coat of any cut or colour, and in top-boots and breeches if he liked. Before his bereavement he would say:

"Mrs. Grey – although she may not sit with us – has an antiquated objection to a man dining in his shirt-sleeves. I have often expostulated with her unreasonable prejudice, but I can't get her to concede no coat at all. You may wear your hat and your gloves if you like, but for Heaven's sake come in a coat of some kind. If you can't manage a coat, a jacket will do splendidly."

Mrs. Grey never dined out. In fact, she saw little company; tea was always sent into the dining-room.

Mr. Grey had not got more than half-way through his cigar on that evening of the 27th of August when a servant knocked and entered.

The master, whose face was towards the window, turned round his head slowly, and said in a kindly voice:

"Well, James, what is it?"

"A man, sir, wants to see you."

James was thick-set, low-sized, near-sighted, and dull. He had been a private soldier in a foot regiment, and had been obliged to leave because of his increasing near-sightedness. But he had been long enough in uniform to acquire the accomplishment of strict and literal attention to orders, and the complete suspension of his own faculties of judgment and discretion. Although his master was several inches taller than James, the latter looked in the presence of the banker like a clumsy elephant beside an elegant panther.

"A man wants to see me!" cried Mr. Grey, in astonishment, not unmixed with a sense of the ridiculous. "What kind of a man? and what is his business."

He glanced good-humouredly at James, but owing to the shortness of the servant's sight the expression of the master's face was wasted in air.

James, who had but a small stock of observation and no fancy, replied respectfully:

"He seems a common man, sir; like a man you'd see in the street."

"Ah," said Mr. Grey, with a smile; "that sort of man, is it? Ah! Which, James, do you mean: the sort of man you'd see walking in the streets, or standing at a public-house corner?"

Again Mr. Grey smiled at the droll dulness and droller simplicity of his servant.

A gleam of light came into James's dim eyes upon finding the description narrowed down to the selection of one of two characteristics, and he said, in a voice of solemn sagacity:

"The back of his coat is dirty, sir, as if he'd been leaning against a public-house wall."

"Or as if he had been carrying a sack of corn on his back?" demanded the master, laughing softly, and brushing imaginary cigar-ashes off the polished oak-table with his white curved little finger.

For a moment James stood on his heels in stupefied doubt and dismay at this close questioning. He was a man of action, not of thought. Had his master shouted, "Right wheel – quick march!" he would have gone out of the window, through the glass, without a murmur and without a thought of reproach; but to be thus interrogated on subtleties of appearance made him feel like a blindfold man, who is certain he is about to be attacked, but does not know where, by whom, or with what weapon. He resolved to risk all and escape.

"I think, sir, it was a public-house, for I smelt liquor."

"That is conclusive," said the master, laughing out at last. "That is all right, James. I am too lazy to go down to see him. Show him up here. Stop a moment, James. Let him come up in five minutes."

The servant left the room, and as he did so the master laughed still more loudly, and then chuckled softly to himself, muttering:

"He thought the man had been leaning against a public-house because he smelt of liquor! Ha, ha, ha! My quaint James, you will be the death of your master. You will, indeed."

When he had finished his laugh he dismissed the idea of James finally with a roguish shrug of his shoulders and wag of his head.

Then he drew down the gasalier, pushed an enormous easy-chair in front of the empty fire-place, pulled a small table between the dining-table and the easy-chair, and placed an ordinary oak and green dining-room chair at the corner of the dining-table near the window; then he sat down on the ordinary chair.

When this was done he ascertained that the drawer of the small table opened easily, closed in the drawer softly, threw himself back in his own chair and began smoking slowly, blowing the smoke towards the ceiling without taking the cigar from his lips, and keeping his legs thrust out before him, and his hands deep in his trousers-pockets.

Presently the door opened; James said, "The man, sir!" the door closed again, and all was still.

"Come over and sit down, my man," said the banker, in a good-natured tone of voice, without, however, removing his eyes from the ceiling.

To this there was no reply by either sound or gesture.

Mr. Grey must have been pursuing some humorous thought over the ceiling; for when he at last dropped his eyes and looked towards the door, he said, with a quiet sigh, as though the ridiculous in the world was killing him slowly: "It's too droll, too droll." Then to the man, who still stood just inside the door: "Come over here and sit down, my man. I have been expecting a call from you. Come over and sit down. Or would you prefer I should send the brougham for you?"

As he turned his eyes round, they fell on the figure of a man of forty, who, with head depressed and shoulders thrust up high, and a battered, worn sealskin-cap held in both hands close together, thumbs uppermost, was standing on one leg, a model of abject, obsequious servility.

The man made no reply; but as Mr. Grey's eyes fell upon him he substituted the leg drawn up for the one on which he had been standing, thrust up his shoulders, and pressed down his head in token of unspeakable humility under the honour of Mr. Grey's glance, and of profound gratitude for the honour of Mr. Grey's speech.

"Come, my man; do come over and sit down. The conversation is becoming monotonous already. Do come over, and sit down here. I can't keep on saying 'come' all the evening. I assure you I have expected this call from you. Do come and sit down."

Mr. Grey motioned the man to the large easy-chair in front of him.

At last the man moved, stealthily, furtively, across the carpet, skirting the furniture cautiously, as though it consisted of infernal-machines which might go off at any moment. His dress was ragged and torn; his face, a long narrow one, of mahogany colour; his eyes were bright full blue, the one good feature in his shy unhandsome countenance.

"Sit in that chair," said Mr. Grey blandly, at the same time waving his hand towards the capacious and luxurious easy-chair.

"Please, sir, I'd rather stand," said the man, in a low sneaking tone.

The contrast between the two was remarkably striking: the one, large and liberal of aspect, gracious and humorous of manner, broad-faced, generous-looking, perfectly dressed, scrupulously neat; the other, drawn together, mean in form, narrow of features, with avaricious mouth and unsteady eye, with ragged and soiled clothes.

"Sit down, my good man; sit down. I assure you the conversation will continue to be very monotonous until you take my advice, and sit down in that chair. You need not be afraid of spoiling it. Sit down, and then you may at your leisure tell me what I can do for you."

Mr. Grey may have smiled at the whim of Nature in forging such a counterfeit of human nature as the man before him, or he may have smiled at the obvious dislike with which his visitor surveyed the chair. The smile, however, was a pleasant, cordial, happy one. He drew in his legs, sat upright, and, leaning his left elbow on the small table before him, pointed to the chair with his right hand, and kept his right hand fixed in the attitude of pointing until the man, with a scowl at the chair and a violent upheaval of his shoulders and depression of his head, sank among the soft cushions.

"Now we shall get on much more comfortably," said Mr. Grey, placing what remained unsmoked of his cigar on the ash-tray beside him, clasping his hands over his waistcoat, and bending slightly forward to indicate that his best attention was at the disposal of his visitor. "What is your name?"

"Joe Farleg."

"Joe Farleg, Joe Farleg," mused, half aloud, Mr. Grey. "An odd name. Why am I fated always to meet people with odd ways or odd names? Well, never mind answering that question, Joe," he said, more loudly, in an indulgent tone, as though he felt he would be violating kindliness by insisting on a reply which had little or nothing to do with Farleg. He continued, "I don't think I have ever seen you or heard your name before; and although I did not think it improbable you, or someone like you, would call, I could not know exactly whom I was to see. Before we go any farther, I ask you: Haven't I been good to you without even knowing who you were?"

"Good to me, sir!" cried the man, in surprise.

"Yes; I have been very good to you in not setting the police after you."

The man tried to struggle up out of the chair, but, unused to a seat of the kind, struggled for a moment in vain. At last he gained his feet, and with an oath demanded: "How did you know I did it? Are you going to set them after me now?" His blue eyes swiftly explored the room to find if the officers had sprung out of concealment, and to ascertain the chances of his escape.

With a kindly wave of his hand, Mr. Grey indicated the chair. "I have not even spoken to the police about the matter, and I do not intend speaking to them. Sit down in your chair, Joe, and let us talk the matter over quietly."

"I'm d – d if I sit in that chair again. It smothers me."

He regarded the banker with uneasiness and the chair with terror.

Mr. Grey laughed outright. The laughter seemed to soothe Farleg a little. He cast his large blue eyes once more hastily round the room, then regarded the banker for an instant, and dropped his glance upon the chair.

Nothing could have been more reassuring than the brilliantly-lighted dining-room, the good-natured, good-humoured face of its master, and the harmlessly seductive appearance of the chair. Farleg was ashamed of his fears; upon another invitation, and an assurance that nothing farther would be said by his host until he had returned to his former position, he threw himself once more into the comfortable seat.

"And now, Joe, that we are in a position to go on smoothly, what can I do for you?"

"You remember, sir, the night of the robbery, sir?"

"Yes; you broke into my house, into one of the tower-rooms, on the evening of the 17th of this month, and you carried off a few things of no great value."

"And you're not going to send the police after me?"

"No."

Farleg leaned forward in his chair until his elbows rested on his knees.

"You missed the things. You said a while ago you expected me, or whoever did the robbery; was that a true word? Did you expect whoever did the robbery to come and see you?"

"I did. I could not be sure you would come, but when I missed the things I thought you might call. There was, of course, the chance you might not."

"That's it. Well, I have come, you see. I found some rings, and I kept three; but I thought you might like to have this one, and I brought it to you, as I am about to leave the country. Look at it. It's a plain gold guard."

As Farleg said these words his eyes, no longer wandering, fixed themselves on the face of Mr. Grey.

For an instant the face of the banker puckered and wrinkled up like a blighted leaf. Almost instantly it smoothed out again; and, with a bland smile, he said:

"Thank you very much. It was my poor wife's guard ring. You were very kind to think of bringing it back to me."

As he spoke he began softly opening the drawer of the little table that stood between him and the burglar.

CHAPTER II
A GENEROUS BANKER

The ring lay on the little table. Mr. Grey did not take it up, but left it where Farleg had placed it.

When the banker had pulled out the drawer half-a-dozen inches, he looked up from the ring, and, with a glance of kindly interest, said:

"So you intend leaving the country. Why? And where do you purpose going?"

Farleg looked down at his boots, and thrust up his shoulders as he answered:

"Well, sir, things are getting hot, and the place is getting hot. It isn't every one has so much consideration as you for a man who has to live as best he can – "

"Poor fellow!"

"And if I and the old woman don't clear out of this soon, why, they'll be sending me away, 'Carriage paid: with care.'"

He paused, raised his head, and turned those prominent blue eyes on the face of the banker. The latter was drawing small circles on the table in front of him with the white forefinger of his left hand, his eyes intently followed his finger, his white right hand rested on the edge of the partly open drawer.

Mr. Grey said, softly and emphatically: "I understand, I understand. Go on, and don't be afraid to speak plainly, Joe. May I ask you what you were before you devoted yourself to your present – profession? Your conversation and way of putting things are far above the average of men of your calling;" with a smile of sly interest.

"I was a clerk, sir," answered the man meekly.

"In a bank?" demanded the banker, looking up brightly.

"No, sir; in a corn-store."

"Ah, I thought it couldn't have been in a bank. We are not so fortunate as to have men of your talents and enterprise in banks. But I interrupted you. Pray, proceed. You were about to say – " The invitation was accompanied by a gracious and encouraging wave of the left hand.

"I was thinking, sir, that it would be best if I went away of my own accord; and I thought I'd just mention this matter to you when I called with the guard ring of your good lady that's dead and gone."

"Quite right, quite right. And naturally you thought that I might be willing to lend you a hand on your way, partly out of feeling for you in your difficult position, and partly out of gratitude to you for your kind thoughtfulness in bringing me back the guard ring of poor Mrs. Grey."

The white forefinger of the white left hand went on quietly describing the circles, but the circles were one after the other increasing in circumference. The white right hand still rested on the edge of the partly-open drawer.

"That's it," said Farleg, with a sigh of relief. It was such a comfort to deal with a sensible man, a man who did most of the talking and thinking for you. "You know, sir, I found the rings – "

"Quite so, quite so."

Mr. Grey gave up describing circles, and for a while devoted himself to parallelograms. When he had finished each figure he regarded the invisible design for a while as though comparing the result of his labour with an ideal parallelogram. Then, becoming dissatisfied with his work, he began afresh.

"Quite so," he repeated, after a silence of a few moments. "You need not trouble yourself to go into detail. In fact, I prefer you should not, as my feelings are still much occupied with my great loss. Will you answer a few questions that may help to allay and soothe my feelings?"

He ceased drawing the parallelograms, and looked up at the other with a glance of friendly enquiry.

Farleg threw himself back in his chair, and replied gravely: "I'll answer you, sir, any question it may please you to put."

"At what hour on the evening of the 17th did you break into this house?"

"Eight o'clock."

"By Jove, Joe, you were an adventurous fellow to break into a house in daylight! I do think, in the face of such an enterprising spirit, you ought to seek a new country, where you would be properly appreciated. You have no chance here. Go to some place where the telegraph has not yet struck root. And yet for a man of your peculiar calling a dense population and civilisation are requisite. Your case, Joe, interests me a good deal, and, rely upon it, I shall always be glad to hear of your welfare and prosperity. I feel for you in your little difficulty, and I applaud your boldness. Fancy, breaking into a man's house at eight o'clock of an August evening! And how did you get in, Joe? I suppose by a ladder the workman had left against the wall?"

"Yes, sir. It was seeing a ladder against the wall that put the idea into my head."

The banker looked at Farleg with an expression of unlimited admiration.

"What a general you would make, Joe!" cried Mr. Grey, in pleasant enthusiasm. "You would use every bulrush as cover for your men! And so, when you saw the ladder against the wall, you thought to yourself you might as well slip up that ladder and have a look round? What a pushing man of business too! And you were alone?"

"Yes."

"You entered the tower first-floor, and gathered up a few things, this ring of my poor wife among the rest. But I don't think you went into any other room?"

"No, sir."

"And I don't think you could have been very long in the room; now, about how long?"

"Short of an hour. I heard you coming back, and I cleared out then."

"Ah! You heard me coming back, and you cleared out then. Quite so. No doubt it was inconsiderate of me to come back and disturb you. But, you know, I was in a great state of anxiety and alarm – anxiety and alarm which were unfortunately only too well founded, as you, no doubt, have heard; we need not dwell on that painful event now. May I ask you if you have spoken of this affair to anyone?"

"No."

"Not to a soul?"

"Not to a soul."

"What a discreet general you would make! Upon my word I think you ought to go to California. San Francisco is the place for one so daring and so cautious. What a dashing cavalry leader you would make! And yet it would be a pity to throw you away on cavalry. Your natural place would be in the engineers."

Mr. Grey half closed his eyes, and gazed dreamily for a few seconds at the reclining figure of the man before him. Then hitching his chair a few inches nearer to the small table standing between him and Farleg, he said, in a drawling tone, as he softly slipped his hand into the drawer:

"I admire you for your ingenuity in availing yourself of that ladder, and for your boldness in entering the house in daylight. But I am completely carried away with enthusiasm when I think of your coming here to me, telling me this tale, and preserving the admirable calmness which you display. Indeed, Joe, I am amazed."

"Thank you, sir."

"Now, how much money did you think I'd be likely to give to help you out of this scrape, and out of this country?"

"Mr. Grey, you're a rich man."

The banker bowed and smiled.

"And that ring ought to be worth a heap of money to you."

"A guinea, or perhaps thirty shillings. At the very most I should say two pounds."

"But, sir, considering that it was your wife's, and that she wore it on the very day – "

"Quite so. On the very day of her wedding – "

"That is not what I meant – "

"But that is the aspect of the affair which endears the ring to me. Pray let us keep to the business in hand. You bring me a ring which I own I should not like you to have kept from me. You make me a present of this ring, and you ask me to help you out of the country. Now, how much would be sufficient to help you out of the country, and settle you and your wife comfortably in a new home?"

"A thousand pounds."

"A thousand pounds! My dear Joe, if you were about to represent the majesty of the kingdoms of Great Britain and Ireland at a foreign court, you could ask little more for travelling-expenses and commencing existence. A thousand pounds! What a lucrative business yours must have been to make you hope you could get a thousand pounds for the goodwill of it!"

"But it is not every day a thing like this turns up. You have a lot of waiting before you get your chance. In fact, my chance did not belong to the ordinary business at all."

"Quite so. It was a kind of perquisite. Well, now, Joe, don't you think if I gave you twenty-five pounds as a present it would fully provide for your outward voyage?" Mr. Grey made the proposal with a winning and an enticing gesture of his left hand.

Farleg looked down at his boots again, and said very slowly, and with an accent that left no doubt of his earnestness and determination:

"It isn't often a chance of this kind turns up, and I can't afford to let it pass; no honest man could afford to let it pass, and I have a wife looking to me. You have no one looking to you, not even a wife – not even a wife."

"Quite so."

"Well, I want the money. I want to try and get an honest start in life, and I think I shall buy land – "

"Out of the thousand pounds?" queried Mr. Grey, with a look of amused enjoyment.

"Out of the thousand pounds you are going to give me. Can't you see," added Farleg, sitting up in his chair, leaning both his elbows on the small table between them, "can't you see it's to your advantage as well as mine to give me a large sum?"

"Candidly I cannot," answered Mr. Grey, tapping Farleg encouragingly on the shoulder with his white left hand. "Tell me how it is. I am quite willing to be convinced."

"Well, if I take your five-and-twenty, I spend it here, or I spend it getting there, and then I'm stranded, don't you see, sir?"

"Go on." With two soft appreciative pats from the left white hand.

"Of course, as soon as I find myself hard up I come to you, or I write to you for more, and that would only be wasting your time."

"But," said Mr. Grey, with a sly look and a sly wag of his head, "if you got the thousand you might spend it here or there, and then you might again be applying to me. Ah, no! Joe, I don't think it would do to give you that thousand. You can have the twenty-five now, if you like."

"Well, sir, I've looked into the matter deeper than that. When you give me the thousand, I and my wife will leave this country, go to America, out West, and buy land. There we shall settle down as respectable people, and it would be no advantage to me to rake up the past, once I was settled down and prosperous. So, sir, if you please, I'll have the thousand."

There was respectful resolution in Farleg's voice as he spoke. The faces of the two men were not more than a foot apart now. They were looking as straight into one another's eyes as two experienced fencers when the play begins. Mr. Grey's face ceased to move, and took a settled expression of gracious badinage.

"I think, Joe," said he, "that I can manage the matter more economically than your way."

"What is that way, sir?"

"As I told you before, I look on you as a very enterprising man. First, you break into a man's house in daylight, and then you come and beard the lion in his den. You come to the man whose house you honoured by a visit through a window, and you say to him – I admit that nothing could have been in better taste than your manner of saying it – "

"Thank you, sir, but you took me so kindly and so gentleman-like."

"Thank you, Joe; but I mustn't compliment you again, or we shall get no farther than compliments to-night. As I was saying, you ask him for no less than a thousand pounds to help you out of the country and into a respectable line of life. Indeed, all my sympathy is with you in your good intention, but then I have to think of myself – "

"But you're a rich man, sir, and to you a thousand pounds isn't much, and it's everything to me. It will make me safe, and help me out of a way of life I never took to until driven to it," pleaded Farleg.

"Well put, very well put. Now, this is my position. This is my plan; let me hear what you think of it: On the night or evening of the 17th you break into my house; on the night or evening of the 27th you visit me for some purpose or other – "

"To give you back your dead wife's ring."

"Quite so. You may be sure I am overlooking no point in the case. Let me proceed with my view. You and I don't get on well together, and you attack me. You are clearly the burglar, and I am attacked by you, and I defend myself with force. You kill me; that is no good to you. You won't make a penny by my death. But suppose it should unhappily occur that the revolver, on the trigger of which, Joe, I now have my finger, and the muzzle of which is about a foot from your heart, suppose it should go off, what then? You can see the accident would be all in my favour."

Farleg uttered a loud whistle.

For a second no word was spoken. No movement was made in that room.